There is nothing wrong with being spontaneous when it comes to certain things. Yet, the average person can’t afford to be that way in everything they do in life. Thus, I’ll listed a couple of those things below.

Retirement Savings

  • This isn’t something you can decide to get serious about 5-10 years before you’re planning to retire. As a result, you should start contributing consistently to this savings through an online brokerage account through a company like MerrilEdge or through your job by at least your late 20s.

Kid’s Tuition

  • There is a 50/50 chance that your kid is going to college one day when they’re born. Therefore, don’t wait until your child is a junior or senior in high school to start trying to save for it or worst case, leave it up to your child to pay for it on their own.

What are some other things you feel like you can’t be spontaneous about in life?

Last, please feel free to leave a comment so I can hear your feedback and to follow me, along with like this post before you leave if you haven’t already.

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