Borrow Money

Most people have let a loved one borrow money, with the agreement they would be paid back. Unfortunately, things don’t go as plan always, even if the person borrowed the money with good intentions. Thus, if you’re NOT able to answer yes to both questions I’m about to raise, it’s probably not a good idea to lend someone money.

  • Usually Pay Bills On Time?

Does the individual have a track history of paying their bills on time? If no, the chances are low that they will pay you back on time.

  • Realistic Pay Back Plan?

Often times the individual who needs the money only focus is that moment in time. As a result, the person usually not even thinking about when they do get paid in having to give you your owed amount out of that and basically being back in the same situation that has them currently trying to borrow from you.

What are some other good questions in your opinion to ask someone before letting them borrow money?

Please feel free to leave a comment, since I’ll love to hear your feedback and to follow me, along with like this post before you leave if you haven’t already.

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Name Brand

Most of you have probably come across a lot of huge sales on popular name brand clothes during this pandemic at places like Macy’s. I’m very much aware that everybody current situation is not the same. Yet, there are some key questions that you should ask yourself before making that purchase when you’re thinking about it.

  • Should It Be Use Towards Something Else?

If you need another adult to help you out financially on a regular then you should probably think twice before purchasing popular name brand clothes for yourself just because they are on sell. Also, just because you may have extra monthly money currently coming in, that doesn’t mean that you need to spend it all that same month.

  • When Was The Last Time You Got All Dress Up?

A sale usually makes people want to purchase something because they feel like they’re getting a great deal on it. Yet, if you just been mainly going to the grocery store with a mask on and been avoiding social gatherings of ten or more people, you’re currently not going anywhere I feel where you need to get all dress up for. Furthermore, there will always be new sales at the start of every new season of each year.

Has there been any new name brand clothes purchases recently that you’ve had buyer’s remorse on?

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